What is a family plan and who can be a beneficiary?

A family plan is an RESP set up by a subscriber for one or more beneficiaries. Each
beneficiary must be under 21 years of age at the time of designation and must be related
to the subscriber by blood or adoption. Children, grandchildren, brothers and sisters are
considered blood relationships, while nieces and nephews are not. Subscribers may not
designate themselves or a spouse or a common-law partner as a beneficiary under a family